When a certain property goes under foreclosure it usually means that the homeowner's life-plans went downhill.
We have found a loophole that might help homeowners get back on track after they lose their homes. This loophole is called overage.
Overage is created after a property is sold at an auction for more than what is owed to the bank or the county. Leftover money that previous homeowners are entitled to.
Our company’s main goal is to find these homeowners and let them know they have some money waiting to be collected and our purpose is to help them submit claims and deal with all the entities until they receive it.
Our team exists to support you and others like you! We are in this business to help you thrive, and your success is our success! Contact us to begin the process of reclaiming your financial assets today.
Our Core Values
Integrity and Transparency
Operate with honesty and openness, ensuring clients understand all aspects of the service, including contractual terms and compensation structures.
Client-Centric Service
Prioritize the needs and best interests of clients, providing a seamless, no up-front cost recovery process and striving for their satisfaction at every step.
Empowerment Through Recovery
Help individuals regain financial stability by facilitating access to funds rightfully owed to them, ensuring they are aware of opportunities they might not have known about otherwise.
Diligence and Professionalism
Approach all tasks, from public record searches to client communication, with thoroughness and a high level of professionalism.
Accountability
Uphold commitments made to clients, ensuring efforts to recover funds are conducted ethically and with full responsibility for outcomes.
Innovation in Outreach
Use modern and effective outreach methods, including leveraging technology, to connect with homeowners and streamline the claims process.
Respect and Confidentiality
Treat all clients with respect, safeguarding their privacy and handling sensitive information with the utmost care.
Continuous Improvement
Actively seek client feedback to refine processes, improve communication, and enhance the overall service experience.
We understand that, for some of you, it’s not news that you are entitled to the leftover money after the property is foreclosed on and sold at an auction for more than what was owed to the lender or the county.
But we actually wanted to help you with going through this whole process.
We will find where your money is, we will submit the claim, prepare all the paperwork, hire attorneys for you, work on all the legal documents with all the government entities, make contacts with them, and keep you updated throughout the process.
Most importantly - we will get you your money back (if all goes as planned), and if we don’t succeed - you don’t owe us anything. We take all the risks.
+1 802-227-2326
4030 Wake Forest Road
STE 349, Raleigh, NC, 27609O
Outreach@civilfinancialservices.com
www.civilfinancialservices.com